Investment & Saving Plans | Wellworth Insurance

About Investment & Saving Plans

Insurance investment plans help you save, grow wealth, and secure your family’s future in one solution. These plans combine financial protection with disciplined long-term savings.

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Types of Investment & Savings Plans:

Endowment Plans

A traditional savings plan that gives you life cover + guaranteed maturity benefit.
Key Features:

Fixed premium term
Guaranteed payout at maturity
Bonus additions (in some plans)
Life cover throughout the policy term

Pension / Retirement Plans

A plan designed to build a retirement corpus and provide regular income after retirement.
Key Features:

Long-term accumulation phase
Option to receive regular pension (annuity)
Tax benefits under applicable sections
Life cover during accumulation (in some plans)

Guaranteed Return Plans

A plan that offers assured returns, regardless of market performance.
Key Features:

Fixed, predictable maturity benefits
Low-risk investment
Income options: lump sum / regular payouts
Life cover included

Non-Guaranteed / Market-Linked Plans (ULIPs)

An insurance plan where your money is invested in equity, debt, or balanced funds.
Key Features:

Invests in equity, debt, or balanced funds
Higher return potential
Flexibility to switch funds
Transparent fund value tracking

Money Back Plans

A plan that provides periodic payouts during the policy term + maturity benefit.
Key Features:

Regular survival benefits
Lump sum at maturity
Bonus in participating plans
Life protection throughout

Child Plans

A goal-based plan to fund your child’s education and future needs with insurance protection.
Key Features:

Waiver of premium on parent’s death
Guaranteed / market-linked options
Maturity at key milestones

Whole Life Savings Plans

A long-term plan offering lifelong cover with wealth accumulation.
Key Features:

Coverage up to age 99 / 100
Long-term savings
Guaranteed or participating options